Builders... Did You Know:
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You can structure financing for less than working with investors *
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You can minimize the risk of building spec homes *
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You can offer 100% down payment assistance to your customers allowing them to move into a new home with no money out of pocket *
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You can create your own rental home inventory without an investor with structured financing based on projected rental income only *
Creative Financial Solutions
Help You Sell More Homes
Ground-Up Construction
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6+ projects in the past 5 years
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90% of project cost
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Interest-only options available
Fix-and-Flip
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6+ projects in the past 5 years
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90% of purchase price and 100% of rehab
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Interest-only options available
DSCR Investor Loan
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Up to 8 unit properties
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Short-term rental data accepted
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FICO as low as 660
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Interest-only options available
Graduated Payment Program
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Our lowest payment possible
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5 year graduated payment
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No prepayment penalty
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30 and 40-year interest-only options available
Down Payment Assistance
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A second lien covers the entire 3.5% down on a FHA loan
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Only requires a 620 FICO to qualify. Works best on a FICO of 660 and higher
1% Down Conventional Loan
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Your clients can receive a 2% credit on a conventional 3% down loan
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Imagine how much more business you could close if you could offer a 1% down option to your clients
Trust Income Loan
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Trust can be created on day 1 with no vesting required
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For clients with assets, easier than a bank statement loan, with more available cash credits than an asset depletion loan
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30 and 40-year interest-only options available
1099 Loan
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Only a 10% expense ratio reduced from your income (as opposed to 50% for a bank statement loan)
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Only 10% down
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30 and 40-year interest-only options available
CPA P&L Loan
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CPA letter
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CPA Profit and Loss Statement
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2 corresponding bank statements
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30 and 40-year interest-only options available